This Cookie Policy explains how Fundment LLC (“Fundment,” “we,” “us,” or “our”) uses cookies and similar tracking technologies on our website at https://www.fundment.com/en_us and our investment platform (collectively, the “Website”). This Cookie Policy applies to all users who (a) access or use any U.S.-facing portions of the Website; (b) are located in the United States at the time of access or use; or (c) interact with, request, purchase, or receive products or services from or in connection with Fundment. By accessing or using the Website, you acknowledge that you have read and understand this Cookie Policy.
If you are accessing the Website from outside the United States, or if your use relates to products or services offered by an affiliate of Fundment, separate terms and policies may apply. Please refer to the terms and policies applicable to you.
This Cookie Policy also explains what these technologies are, why we may use them, and the choices you may have regarding their use. It should be read together with our Privacy Policy , which provides additional information about how we collect, use, and share Personal Information. Capitalized terms that are not defined in this Cookie Policy have the meaning given to them in our Privacy Policy.
As a financial services platform, the security of our Website and your Personal Information is of paramount importance to us. Certain cookies we deploy are critical to maintaining the security and integrity of our platform and protecting against unauthorized access, fraud, and other threats.
1. What Are Cookies and Similar Technologies?
Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) by your web browser when you visit a website. Cookies may be “first-party” (placed by us) or “third-party” (placed by our service providers or partners). They may be “session cookies,” which expire when you close your browser, or “persistent cookies,” which remain on your device until they expire or until you delete them.
We may also use other technologies that function similarly to cookies, including the following. In this Cookie Policy, we refer to cookies and these other technologies collectively as “cookies” unless stated otherwise.
Web beacons / pixel tags: Tiny graphics or snippets of code embedded in web pages or emails that link to servers and related cookies. They may help us measure the effectiveness of campaigns, understand usage, and deliver content. We use web beacons (single pixel gifs) in emails we send to you to track whether you have opened an email and whether you have clicked any links it may contain.
Local storage and similar technologies: Web browsers and apps may also use local storage (including HTML5 local storage and caches) to save information directly on your device. These technologies are often used to remember settings, speed up performance, or support website functionality.
Device and browser fingerprinting: In some cases, we may use technical information about your browser, device, or network (such as browser type and version, time zone settings and location, browser plug-in types and versions, operating system, and device ID) to help recognize your device for security or analytics purposes.
To learn more about cookies generally, visit www.allaboutcookies.org.
2. What Cookies Do We Use and Why?
When you interact with our Website and platform, we may use cookies and similar technologies to automatically collect information about you. Cookies are small text files placed on your device that help us provide, secure, and improve our services. Depending on the features enabled on our Website, the cookies we may use generally fall into the following categories:
| Category | Description |
|---|---|
| Essential Cookies | Essential cookies are necessary for our Website to function, such as enabling page navigation, security, authentication, fraud prevention, and access to secure areas. These cookies generally cannot be disabled through our cookie preference center. |
| Performance Cookies | Performance cookies help us measure and improve the performance of our Website and understand how visitors use it, including measuring traffic and usage trends. |
| Functional Cookies | Functional cookies help enhance the performance and functionality of a website, including by remembering your preferences and settings. We do not currently use functional cookies on our Website. |
| Targeting Cookies | Targeting cookies are used to deliver relevant ads, measure the effectiveness of marketing campaigns, and help retarget users across websites, apps, and platforms. We do not currently use targeting or advertising cookies on our Website. |
Specific Cookies Used on Our Website
The following cookies are currently used on our Website:
Strictly Necessary (Essential) Cookies
| Cookie | Purpose | Duration | Domain |
|---|---|---|---|
| fundment-session | Maintains user authentication session and security state | Session | Current Domain |
| XSRF-TOKEN | Cross-site request forgery (CSRF) protection for form submissions, sign-in, and API calls | Session | Current Domain |
| CookieConsent | Records and remembers whether you have consented to the use of cookies | 12 months | Current Domain |
| site_locale | Remembers your locale and region preference so we show you the correct regional site | Persistent | Current Domain |
| CMS-set cookie (name varies) | Secure session token for authenticated platform access | Persistent | Current Domain |
| device_id | Identifies trusted devices for fraud prevention and security verification | 1 year | Current Domain |
Performance Cookies
| Cookie | Purpose | Duration | Domain |
|---|---|---|---|
| _ga | Distinguishes unique visitors for analytics tracking | 2 years | Current Domain |
| _ga_EFNTYWG359 | Keeps track of your Google Analytics session state | 2 years | Current Domain |
| _clck | Persistent visitor ID for return visits (Microsoft Clarity) | 1 year | Current Domain |
| _clsk | Groups page views into one session | 1 day | Current Domain |
| MUID | Identifies unique web browsers visiting Microsoft sites. These cookies are used for advertising, site analytics, and other operational purposes. | 1 year | Current Domain |
| CLID | Identifies the first-time Clarity saw this user on any site using Clarity. | 1 year | Current Domain |
| ANONCHK | Indicates whether MUID is transferred to ANID, a cookie used for advertising. Clarity doesn't use ANID and so this is always set to 0. | 10 minutes | Current Domain |
| MR | Indicates whether to refresh MUID. | 7 days | Current Domain |
| SM | Used in synchronizing the MUID across Microsoft domains. | Session | Current Domain |
Note: We do not currently use functional cookies or targeting/advertising cookies on our Website. We use strictly necessary cookies and, with your consent, first-party analytics cookies from Google Analytics and Microsoft Clarity. We do not sell Personal Information for monetary or other valuable consideration, and we do not share Personal Information for cross-context behavioral advertising purposes. We do not currently deploy cookies that would constitute a “sale” or “sharing” of Personal Information under applicable state privacy laws. We may use additional third-party analytics or advertising technologies in the future, and this Cookie Policy will be updated accordingly.
3. Third-Party Cookies and Technologies
Some of the cookies and similar technologies used on our Website may be placed by third parties, including our service providers and analytics providers (Cal.com, Google Analytics and Microsoft Clarity). These third parties may use cookies and similar technologies to collect information about your use of our Website for purposes including analytics and measurement. We are not responsible for the privacy practices or cookie policies of these third parties, and we encourage you to review their respective privacy policies.
We may also use web beacons (single pixel gifs) in emails we send to you. These web beacons allow us to collect information about when you open the email, your IP address, your browser and email client type, and whether you have clicked on any links embedded in the email. This information helps us measure the level and type of interaction we have generated in response to our emails.
4. How to Manage Your Cookie Preferences
Where required by applicable law, we will seek your consent before storing or accessing cookies or similar technologies on your device. You can manage your preferences at any time through our cookie preference center or through your browser settings. Please note that if you disable or reject cookies, some features of the Website may not function properly, and your user experience may be affected.
You have several options to control or limit the use of cookies, including:
Cookie Preference Center
We have implemented a cookie preference center that allows you to manage your cookie preferences by cookie category. You can access our cookie preference center through the “Manage Your Cookie Preferences” link in the footer of our Website.
Mobile Device Settings
iOS and Android operating systems provide options to limit tracking or reset your advertising identifiers. Please refer to your device’s settings for more information.
State Privacy and Advertising Choices
As described in our Privacy Policy, we do not currently “sell” your Personal Information for monetary or other valuable consideration, and we do not “share” your Personal Information for purposes of cross-context behavioral advertising under applicable U.S. state privacy laws. We do not currently deploy cookies or similar technologies on our Website that would constitute a sale or sharing of Personal Information. If our practices change in the future, we will update our Privacy Policy and provide you with an opportunity to opt out. For more details, please see the “Your Privacy Rights” and “Exercising Your Privacy Rights” sections of our Privacy Policy.
Global Privacy Control (GPC)
We have tools in place to detect and honor requests made using the Global Privacy Control (“GPC”) signal to opt out of the sharing of Personal Information to the extent required by applicable law. The GPC sends signals to the websites you visit indicating your choice to opt out from certain types of data processing. We endeavor to honor these requests with respect to any Personal Information connected to the GPC opt-out request based on the information made available by GPC.
If you wish to exercise your rights to opt out of the sharing of your Personal Information under applicable state privacy laws, we recommend configuring your browser to send an opt-out signal via GPC, submitting your cookie preferences via our cookie preference center, and submitting a request using one of the methods outlined in the “Exercising Your Privacy Rights” section of our Privacy Policy.
We do not currently support the capability to respond to web browser “do not track” signals.
Browser Settings
Most web browsers allow you to manage your cookie preferences. You can usually set your browser to refuse cookies or to alert you when cookies are being sent. Instructions for managing cookies in common browsers:
• Google Chrome: Settings > Privacy and security > Cookies and other site data
• Microsoft Edge: Settings > Cookies and site permissions > Manage and delete cookies and site data
• Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data
• Internet Explorer: Internet Options > Privacy > Settings
• Opera: Settings > Privacy & Security > Cookies
• Safari: Preferences > Privacy > Manage Website Data
Your choices may be browser- and device-specific, and you may need to repeat your choices if you use a different browser or device or if you clear your cookies. Please note that if you disable or block cookies, some features of the Website may not function properly.
You can learn more and opt out of tracking by some third-party partners by visiting:
• Digital Advertising Alliance (DAA) Consumer Choice Tool: https://optout.aboutads.info/
• Global Privacy Control: https://globalprivacycontrol.org/
• Network Advertising Initiative (NAI) Opt-Out: https://www.networkadvertising.org/managing/opt_out.asp
5. Your Privacy Rights
Depending on your state of residence, you may have additional rights regarding cookies and tracking technologies, subject to certain exceptions. These rights may include the right to know what Personal Information we collect, the right to request deletion, the right to correct inaccuracies, and the right to opt out of the sale or sharing of your Personal Information. For full details on your rights and how to exercise them, please see our Privacy Policy.
6. Changes to this Cookie Policy
We reserve the right to change this Cookie Policy at any time in our sole discretion. If we make changes, we will post the revised Cookie Policy on this page and update the “Last Updated” date at the top of this Cookie Policy. If we make material changes, we will provide notice as required by applicable law. Your continued use of our Website after any changes to this Cookie Policy constitutes your acceptance of the revised Cookie Policy.
7. Contact Details
If you have any questions, concerns, or complaints about this Cookie Policy or our use of cookies, you may contact us as described in the “Contact Details” section of our Privacy Policy, or at:
Fundment LLC
Suite 1140, 1270 Avenue of the Americas, New York, NY 10111
Email: support@fundment.com
Data Protection Officer: support@fundment.com
Phone: +1 646 222 8791
Website: https://www.fundment.com/en_us
8. Limitation of Liability
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL FUNDMENT LLC OR ANY OF ITS PARENT COMPANY, SUBSIDIARIES, AFFILIATES, OR RELATED COMPANIES HAVE ANY RESPONSIBILITY OR LIABILITY IN CONNECTION WITH THIS COOKIE POLICY OR THE WEBSITE FOR ANY LOSS OR DAMAGES WHATSOEVER, WHETHER BASED ON CONTRACT, NEGLIGENCE, TORT, OR OTHER LEGAL BASIS, INCLUDING, WITHOUT LIMITATION, WITH RESPECT TO ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY DAMAGES FOR HARM TO BUSINESS, LOSS OF INFORMATION OR PROGRAMS OR DATA, LOSS OF PROFIT, LOSS OF SAVINGS, LOSS OF REVENUE, LOSS OF GOODWILL), ARISING FROM OR IN CONNECTION WITH THE USE OF OR ACCESS TO, OR ANY INCONVENIENCE, DELAY OR LOSS OF USE OF OR ACCESS TO, THE WEBSITE, ANY CONTENT, OR ANY LINKED WEBSITE, OR FAILURE OF SUCH WEBSITES (INCLUDING WITHOUT LIMITATION ANY DAMAGES SUFFERED AS A RESULT OF OMISSIONS OR INACCURACIES IN SUCH WEBSITES, MATERIALS OR CONTENT, OR THE TRANSMISSION OF CONFIDENTIAL OR SENSITIVE INFORMATION TO OR FROM SUCH WEBSITES) EVEN IF FUNDMENT LLC OR ANY OF ITS PARENT COMPANY, SUBSIDIARIES, AFFILIATES, OR RELATED COMPANIES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS OR IF SUCH DAMAGE OR LOSS WAS FORESEEABLE. IF ANY PART OF THIS LIMITATION OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN FUNDMENT LLC’S AGGREGATE LIABILITY UNDER SUCH CIRCUMSTANCES WITH RESPECT TO LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100). THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
9. Governing Law
This Cookie Policy is governed by and shall be construed in accordance with the laws of the State of New York without regard to its conflicts of law doctrine or principles. Any legal suit, action, or proceeding arising out of, or related to, this Cookie Policy or the Website shall be instituted exclusively in, and are subject to the exclusive jurisdiction of, the United States Federal District Court for the Southern District of New York or the courts of the State of New York located in New York County, although we retain the right to bring any suit, action, or proceeding against you for breach of this Cookie Policy in your state and/or county of residence or in any other jurisdiction where you may be found. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.