A faster way for clients to fund their future

Introducing Pay by Bank - the simplest deposit experience

Every so often a small change makes a big impact.

Pay by Bank is an instant way for clients to deposit into their Fundment accounts using the familiarity of their own bank, the speed of open banking and the confidence of money moving in real time.

Fewer instructions, fewer delays

Pay by Bank removes some of the biggest points of friction in the deposit process.

  • No typing out sort codes

  • No mistyping payment references

  • No double checking account numbers

  • No chasing clients

Your client clicks, confirms through their bank, and the money moves.

Familiar, trusted, simple: Why your clients will love it

Pay by Bank offers the kind of experience that makes clients feel their adviser’s platform simply works.

Clients do not need to learn anything new: They use a process they're familiar with (via their own bank login) and complete the payment in seconds.

  • No copying numbers

  • No risk of mistyping

  • No uncertainty about where the money has gone

How to trigger it

  • Create a deposit and tick the box to send payment instructions to your client

  • They receive an email prompting them to log in to their dashboard

  • Upon login, they will see a notification to make a payment

  • They can select ‘Pay by Bank'

  • Payment is completed through their bank website or app

 The result? A fast, friction-free deposit journey

Good to know (1): If Pay by Bank is restricted by a particular bank or deposit amount, your client can still follow the manual payment instructions.

Good to know (2): We have updated our guide How to add a one-off deposit expectation and added a new client guide How to use Pay by Bank – both are available under Resources.


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